ARE YOU FINANCIALLY HEALTHY?
The following indicators suggest difficulties in managing money:
- Not knowing how much money is in your checking or savings account
- Not knowing what your total debt is or how much your monthly payments
are
- Running out of money between paychecks
- Not having clear financial goals
- Not planning for retirement
- Not having enough in savings to tide you over in an emergency
- Not knowing what your insurance policies cover or whether they are
enough to protect you
- Shopping when you feel down or depressed
- Finding that buying something is more satisfying than owning it
- Using one credit card to pay off others
- Late paying bills because of not keeping track or waiting for funds
- Only paying the minimum balance each month on credit cards
- Fear or avoidance in making financial decisions
If you notice some of the following symptoms in yourself or in a loved one, call your
Employee Assistance Program to speak with a professional counselor.
Help is available. It’s free. It’s confidential. It’s for you.
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